Unpaid accrued balance

September 11, 2011

Austin Parker

123, X Street, Y Avenue

Manhattan, NY-10009

Cell:-(123) 456-7890




[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

As you are probably aware, your account balance is past the due date with the amount of $678. you should know that an unpaid accrued balance will not have a favorable effect on your credit history.

Your lack of response points towards the possibility of an unstable financial position. If you can contact me at 111-11111, we may be able to devise an alternative payment schedule that goes in line with your situation.

Eako smith

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