Rony Conrad
1902, X Street, Madison Avenue
Los Angeles, CA-90001
Cell:-(123) 456-7890
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear Rony Conrad,
This notice, regarding the accrued balance on your account, is the fourth one that you will receive. The fact that a past due account that remains unpaid for a long time can tarnished the credibility of the owner, might not be strange to you. Your credit record will remain unblemished if you make the payment of $105 for the month of January without any further delays. Any other payment arrangements can be made if you can contact us and let us know that you have a problem making the payment.
Sincerely,
Arah smith