Blemish your credit history

September 9, 2011


2365 S Mayfield Ave

Chicago, IL 60652

Cell: (123)-555-1234




[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Elizabeth bennet,

We regretfully inform you that looking at the position of your account, we can come up with two options to be offered to you. Either you can pay the due amount by March 14 or face legal action. resorting to the latter will not only blemish your credit history but also add to your expenses.


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