THOMAS DICKENS
2365 S Mayfield Ave
Chicago, IL 60652
Cell: (123)-555-1234
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear Thomas dickens,
The Jin’s account balance of you, shows an over limit of $20(including $5 as penalty). You should have actually paid this around 80 days back, and since you haven’t, therefore we’ll have to suspend all the privileges associated with your account. If you think that there has been a mistake, then please let us know in writing. We appreciate your patronage.
Sincerely,
Riachard