Thank you for getting back to me regarding

October 21, 2011

SAMANTHA DREW

81, North 54 Street

Clewiston, Florida, 03247

(328)-421 0569

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear SAMANTHA DREW,

Thank you for getting back to me regarding my recent loan application. In your letter, you mentioned that it was being denied due to “unfavorable credit history.” I find this quite surprising, because first of all, this is the first major loan that I am applying for. Secondly, I do not have any outstanding debts. Could you please check again and explain to me how this decision was reached? I cannot help but think that some of the information you have received is inaccurate. Perhaps a review of my accounts will clarify matters. I appreciate any help you can provide me and look forward to hearing from you soon.

Sincerely,

Balint

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