I have recently gotten your letters

October 4, 2011

Andrew Hall
456, X Street, Y Avenue,
Philadelphia, PA-19103
(123) 456-7890

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Andrew Hall,

I have recently gotten your letters which are requesting that I pay my monthly loan payments for the months of June and July. However, I am currently in a financial crisis right now because my father is in need of a lot of medical attention, the costs of which I shoulder. Because of this, I will currently be unable to pay my monthly dues in full.

However, I will be able to pay half of my monthly dues, and I do hope that you continue to let me do so for the next couple of months. My father is on his way to recovery, and I am fairly certain that I will be financially stable again soon. Until then, I ask for your understanding regarding this matter. Thank you.


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