After reviewing your account with John International

December 15, 2011

Justin Holloway

XYZ Company

1234 Archer Road

Gainesville, Fl 32607

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Justin Holloway,

After reviewing your account with John International, it has come to my notice that 60 days have passed since the due date. Because of this your credit is suspended.

Your benefits have been with held until you give in the payments. Until then, you may continue doing business in cash Our accounts officer will manage a payment schedule which is convenient for you.

We hope to continue doing business with you in cash until you have cleared your previous debts. I wish we have good working relations and so I wish you best of luck.

Sincerely,

Aithne

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