Jen and I have finally decided to go on our dream vacation

November 13, 2011

Arnold Den

64, East 6 Street,

Lewistown, Montana, 03278,

(194)-465 0217

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Arnold Den,

Jen and I have finally decided to go on our dream vacation to Hawaii. Before we leave next month, we plan to settle our financial affairs. We hope that can repay us the $1000 you loaned from us a year ago. If you cannot pay the entire amount right away, you may pay us at regular installments. We will be calling you next week.

Sincerely,

Anand

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