We recently received your application for a credit

November 9, 2011

Arnold Den

64, East 6 Street,

Lewistown, Montana, 03278,

(194)-465 0217

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Arnold Den,

We recently received your application for a credit card from All Star Finance. Unfortunately we were unable to proceed with the application as you credit profile does not match our criteria. We are most concerned about your employment status and a number of outstanding loans nominated to you.

Should you have relevant information pertaining to these two matters we will be willing to reassess your application. Please forward any information to: All Star Finance – Credit Department 245 King Street Winston, Oklahoma 59584

Sincerely,

Fujita

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