This letter serves as a reply to your inquiry regarding

November 8, 2011

Jimy Ortan,
1234, West 67 Street,
Carlisle, MA 01741,
(123)-456 7890.

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Jimy Ortan,,

This letter serves as a reply to your inquiry regarding Mr. Philip Brown’s credit history. We are able to vouch on his behalf that he does have a good financial record with us, and that he is indeed a good candidate for the credit loan he is applying for. Enclosed are some of the financial arrangements he has done with us, and, as you can see, he was able to fulfill all of his financial obligations with us satisfactorily.

Sincerely,

Jaysukh

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