This letter is in reference to your credit query

November 8, 2011

Mather Smith
69 N. Grant Street, Mid Lake City,
California 84301

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Mather Smith,

This letter is in reference to your credit query on Allison Swenson. Mrs. Swenson has been a customer of ours for many years. Her business with us was always simple but always pleasant, as well. In other words, we have never had a problem with her or her accounts.

Our lenders use a rating system similar to a credit score and I can tell you that Mrs. Swenson has the top rating we give. She would be a fine credit risk for you company.

Sincerely,

Alita

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