Due to the request you have sent us yesterday

November 8, 2011

Justin Holloway

XYZ Company

1234 Archer Road

Gainesville, Fl 32607,


[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Justin Holloway

Due to the request you have sent us yesterday, here are copies of Mr. Abraham Black with us for the past 6 months. Please note that these documents are for your eyes only and to be treated with discretion.

Mr. Black has had a more or less stable credit account with us for the past year. However, these past 6 months, we have noticed a substantial decline in his ability to pay for his accounts with us. His payments usually are made at least 2 months past the due date, and we have already given him warnings several times. We regret to say that we do not recommend him as a potential client.



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