We have recently received a credit application

November 7, 2011

Richard Anderson

1234, West 67 Street

Carlisle, MA 01741

(123)-456 7890.

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Richard Anderson,

Good day. We have recently received a credit application from Mr. Michael Smith where he has written you down as one of his references. We would highly appreciate it if you could confirm your relationship with Mr. Smith, as well as provide us with further information that will help us with our decision regarding his application by completing the attached form. Rest assured that all information you share with us will stay confidential. We would like to extend our thanks to you for your cooperation and we are looking forward to your immediate response.

Sincerely,
Davin

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