You will be pleased to know that your credit rating now means

November 1, 2011

JOHN MICHEL

1237 Main Court

Santa Cruz, CA, 95060

Cell: 243-543-6767

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear JOHN MICHEL,

You will be pleased to know that your credit rating now means that you can receive a Coleman’s Gold Card. This card offers a very low interest rate of 9% and comes with no annual fees. By completing the attached application form you could receive an instant line of credit of $3000. You will have the card dispatched to you as soon as your form is received. We hope that you join us soon.

Sincerely,

Dakota

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