We have been notified that out credit

October 21, 2011

ELIZABETH BENNET

2365 S Mayfield Ave

Chicago, IL 60652

Cell: (123)-555-1234

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear ELIZABETH BENNET,

We have been notified that out credit line request has been denied. Since we have ever defaulted on any payments in the past, we were quite alarmed by this development. We would therefore appreciate it if you could graciously provide us with an explanation for the denial. Perhaps we can help clarify certain things, because the only explanation we can think of is that there has been a mix-up somewhere which caused a misrepresentation of our credit information. Thank you very much, and we look forward to hearing from you regarding this matter.

Sincerely,

Baran

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