Colin, are you sure you are old enough to retire

October 20, 2011

Joseph Hall
1902, X Street, Madison Avenue,
Los Angeles, CA-90001
(123) 456-7890

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear Joseph Hall,

Colin, are you sure you are old enough to retire? You are only a couple of years older than me. If you remember you were my very first customer in town, and although it has not always been plain sailing, I feel that we have ridden more crests than troughs. All the best on a well deserved retirement.

Sincerely,

Anupama 

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