ANDREW HALL
456, X Street, Y Avenue
Philadelphia, PA-19103
(123) 456-7890
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear ANDREW HALL,
We recently received your application for credit. We have carefully reviewed your application but are unable to facilitate your request. We would be happy to reassess your application if you were able to find a co-signatory for your loan.
Thank you for considering All Star finance for your financial needs.
Sincerely,
Bence