Andrew Hall
456, X Street, Y Avenue,
Philadelphia, PA-19103
(123) 456-7890
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear Andrew Hall,
I have recently gotten your letters which are requesting that I pay my monthly loan payments for the months of June and July. However, I am currently in a financial crisis right now because my father is in need of a lot of medical attention, the costs of which I shoulder. Because of this, I will currently be unable to pay my monthly dues in full.
However, I will be able to pay half of my monthly dues, and I do hope that you continue to let me do so for the next couple of months. My father is on his way to recovery, and I am fairly certain that I will be financially stable again soon. Until then, I ask for your understanding regarding this matter. Thank you.
Sincerely,
Arthur