Mather Smith
69 N. Grant Street, Mid Lake City,
California 84301
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear Mather Smith,
As requested, I have generated a credit report for Natalie Webster. She has been with us for quite a while and her history with us is inconsistent. For instance, she took out a loan with us for an automobile in 2004. She did not make a single payment and the car war repossessed. However, in 2003, she took out a substantial loan for home improvements and paid every penny back without any difficulties. Her bank account is always full and she has never incurred insufficient funds on it. I do not know what I would suggest to you as to taking on her business. I can tell you that currently, by our bank’s standards and considering her lengthy partnership with us, we would agree to a small loan for her. I know this is not much help but it is the best I can offer.
Good luck in deciding and if you have further questions, I would be happy to help.
Sincerely,
Cody