2365, S Mayfield Ave
Chicago, IL 60652
[Subject: Normally bold, summarizes the intention of the letter] -Optional-
Dear Hennery smith,
Because of unprecedented issues, I am closing my account. In records, my account has $400 in arrears. I will send a check within a 2 days with the amount.
Thank you for the great service and I hope to open an account with you again later.